Call report 2025Q4
CAROLINA BANK & TRUST COMPANY — 2025Q4
The 22 measures CAROLINA BANK & TRUST COMPANY reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 886,375,000 | USD | evidence → |
| Total loans | 588,349,000 | USD | evidence → |
| Allowance for loan losses | 8,170,000 | USD | evidence → |
| Securities available for sale | 150,734,000 | USD | evidence → |
| Securities held to maturity | 1,612,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 774,283,000 | USD | evidence → |
| Interest-bearing deposits | 561,820,000 | USD | evidence → |
| Noninterest-bearing deposits | 212,463,000 | USD | evidence → |
| Equity capital | 105,502,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 42,874,000 | USD | evidence → |
| Interest expense | 11,661,000 | USD | evidence → |
| Net interest income | 31,213,000 | USD | evidence → |
| Noninterest income | 3,641,000 | USD | evidence → |
| Noninterest expense | 16,989,000 | USD | evidence → |
| Provision for loan losses | 2,075,000 | USD | evidence → |
| Pretax income | 15,790,000 | USD | evidence → |
| Income tax | 3,497,000 | USD | evidence → |
| Net income | 12,293,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 107,894,000 | USD | evidence → |
| Total capital | 114,684,000 | USD | evidence → |
| Risk-weighted assets | 541,845,000 | USD | evidence → |
Machine access — free, no API key
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