Call reports 2022
CAROLINA BANK & TRUST COMPANY — 2022
What CAROLINA BANK & TRUST COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 829,003,000 | 811,271,000 | 794,897,000 | 790,549,000 |
| Total loans | 436,768,000 | 450,513,000 | 464,044,000 | 495,306,000 |
| Allowance for loan losses | 6,516,000 | 6,651,000 | 6,901,000 | 7,167,000 |
| Securities available for sale | 148,723,000 | 124,548,000 | 124,753,000 | 125,257,000 |
| Securities held to maturity | 1,556,000 | 1,556,000 | 1,460,000 | 1,460,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 747,649,000 | 730,039,000 | 712,501,000 | 704,417,000 |
| Interest-bearing deposits | 512,653,000 | 505,294,000 | 491,144,000 | 452,812,000 |
| Noninterest-bearing deposits | 234,996,000 | 224,745,000 | 221,357,000 | 251,605,000 |
| Equity capital | 75,754,000 | 76,137,000 | 76,839,000 | 80,743,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,458,000 | 11,336,000 | 18,177,000 | 26,067,000 |
| Interest expense | 258,000 | 511,000 | 943,000 | 1,862,000 |
| Net interest income | 5,200,000 | 10,825,000 | 17,234,000 | 24,205,000 |
| Noninterest income | 842,000 | 1,711,000 | 2,590,000 | 3,842,000 |
| Noninterest expense | 3,364,000 | 6,846,000 | 10,478,000 | 14,261,000 |
| Provision for loan losses | 150,000 | 300,000 | 600,000 | 900,000 |
| Pretax income | 2,528,000 | 5,390,000 | 8,746,000 | 12,886,000 |
| Income tax | 615,000 | 1,309,000 | 2,097,000 | 2,942,000 |
| Net income | 1,913,000 | 4,081,000 | 6,649,000 | 9,944,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,400,000 | 80,568,000 | 83,126,000 | 86,421,000 |
| Total capital | 83,566,000 | 85,925,000 | 88,651,000 | 92,304,000 |
| Risk-weighted assets | 411,894,000 | 427,274,000 | 440,650,000 | 469,404,000 |
Machine access — free, no API key
Every figure shown here about CAROLINA BANK & TRUST COMPANY — 2022 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.