Call reports 2009
CAROLINA BANK & TRUST COMPANY — 2009
What CAROLINA BANK & TRUST COMPANY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 351,229,000 | 350,772,000 | 349,465,000 | 345,521,000 |
| Total loans | 263,949,000 | 267,416,000 | 262,871,000 | 256,470,000 |
| Allowance for loan losses | 2,879,000 | 2,991,000 | 3,036,000 | 3,134,000 |
| Securities available for sale | 47,161,000 | 43,474,000 | 45,104,000 | 42,997,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 310,011,000 | 306,253,000 | 301,954,000 | 303,572,000 |
| Interest-bearing deposits | 258,119,000 | 250,995,000 | 248,198,000 | 247,890,000 |
| Noninterest-bearing deposits | 51,892,000 | 55,258,000 | 53,756,000 | 55,682,000 |
| Equity capital | 38,224,000 | 38,402,000 | 39,294,000 | 39,468,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,842,000 | 9,643,000 | 14,374,000 | 19,014,000 |
| Interest expense | 1,302,000 | 2,463,000 | 3,525,000 | 4,464,000 |
| Net interest income | 3,540,000 | 7,180,000 | 10,849,000 | 14,550,000 |
| Noninterest income | 1,032,000 | 1,819,000 | 2,867,000 | 3,797,000 |
| Noninterest expense | 3,126,000 | 6,179,000 | 9,384,000 | 12,667,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 1,250,000 |
| Pretax income | 1,322,000 | 2,546,000 | 2,908,000 | 3,456,000 |
| Income tax | 433,000 | 730,000 | 1,012,000 | 1,247,000 |
| Net income | 889,000 | 1,816,000 | 1,896,000 | 2,209,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,359,000 | 37,311,000 | 38,392,000 | 38,705,000 |
| Total capital | 40,238,000 | 40,302,000 | 41,428,000 | 41,839,000 |
| Risk-weighted assets | 268,442,000 | 271,323,000 | 268,626,000 | 262,235,000 |
Machine access — free, no API key
Every figure shown here about CAROLINA BANK & TRUST COMPANY — 2009 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.