Call reports 2001
CAROLINA BANK & TRUST COMPANY — 2001
What CAROLINA BANK & TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 203,172,000 | 199,851,000 | 207,049,000 | 204,102,000 |
| Total loans | 133,494,000 | 137,848,000 | 139,129,000 | 143,614,000 |
| Allowance for loan losses | 1,487,000 | 1,470,000 | 1,526,000 | 1,423,000 |
| Securities available for sale | 18,732,000 | 17,937,000 | 11,542,000 | 16,939,000 |
| Securities held to maturity | 2,975,000 | 2,907,000 | 4,755,000 | 1,166,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,555,000 | 177,816,000 | 184,441,000 | 181,604,000 |
| Interest-bearing deposits | 141,327,000 | 140,453,000 | 144,974,000 | 143,892,000 |
| Noninterest-bearing deposits | 40,228,000 | 37,363,000 | 39,468,000 | 37,712,000 |
| Equity capital | 19,914,000 | 20,376,000 | 20,908,000 | 21,087,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,640,000 | 7,181,000 | 10,644,000 | 13,848,000 |
| Interest expense | 1,365,000 | 2,667,000 | 3,867,000 | 4,850,000 |
| Net interest income | 2,275,000 | 4,514,000 | 6,777,000 | 8,998,000 |
| Noninterest income | 834,000 | 1,733,000 | 2,607,000 | 3,487,000 |
| Noninterest expense | 2,208,000 | 4,582,000 | 6,990,000 | 9,499,000 |
| Provision for loan losses | 90,000 | 150,000 | 210,000 | 250,000 |
| Pretax income | 811,000 | 1,515,000 | 2,184,000 | 2,736,000 |
| Income tax | 263,000 | 506,000 | 722,000 | 960,000 |
| Net income | 548,000 | 1,009,000 | 1,462,000 | 1,776,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,866,000 | 20,327,000 | 20,780,000 | 21,094,000 |
| Total capital | 21,353,000 | 21,797,000 | 22,306,000 | 22,517,000 |
| Risk-weighted assets | 147,679,000 | 150,896,000 | 151,873,000 | 152,190,000 |