Call reports 2015
CABOOL STATE BANK — 2015
What CABOOL STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 62,213,000 | 60,289,000 | 61,639,000 | 67,069,000 |
| Total loans | 37,799,000 | 38,490,000 | 37,826,000 | 38,835,000 |
| Allowance for loan losses | 560,000 | 389,000 | 389,000 | 1,781,000 |
| Securities available for sale | 12,249,000 | 11,695,000 | 11,245,000 | 11,160,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,763,000 | 50,917,000 | 52,185,000 | 59,283,000 |
| Interest-bearing deposits | 41,718,000 | 41,879,000 | 41,734,000 | 49,707,000 |
| Noninterest-bearing deposits | 11,045,000 | 9,038,000 | 10,451,000 | 9,576,000 |
| Equity capital | 9,344,000 | 9,265,000 | 9,314,000 | 7,718,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 570,000 | 1,175,000 | 1,683,000 | 2,447,000 |
| Interest expense | 34,000 | 67,000 | 101,000 | 133,000 |
| Net interest income | 536,000 | 1,108,000 | 1,582,000 | 2,314,000 |
| Noninterest income | 34,000 | 90,000 | 171,000 | 209,000 |
| Noninterest expense | 558,000 | 1,074,000 | 1,616,000 | 2,540,000 |
| Provision for loan losses | 0 | 150,000 | 150,000 | 1,539,000 |
| Pretax income | 12,000 | -26,000 | -13,000 | -1,556,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 12,000 | -26,000 | -13,000 | -1,556,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,259,000 | 9,220,000 | 9,275,000 | 7,705,000 |
| Total capital | 9,811,000 | 9,609,000 | 9,664,000 | 8,257,000 |
| Risk-weighted assets | 44,203,000 | 43,363,000 | 42,583,000 | 42,914,000 |