Call reports 2014
CABOOL STATE BANK — 2014
What CABOOL STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 65,184,000 | 64,864,000 | 64,013,000 | 60,750,000 |
| Total loans | 37,120,000 | 37,020,000 | 37,347,000 | 37,142,000 |
| Allowance for loan losses | 651,000 | 643,000 | 618,000 | 625,000 |
| Securities available for sale | 13,652,000 | 14,088,000 | 13,555,000 | 12,859,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,979,000 | 55,541,000 | 54,770,000 | 51,488,000 |
| Interest-bearing deposits | 45,279,000 | 43,407,000 | 43,333,000 | 42,137,000 |
| Noninterest-bearing deposits | 10,700,000 | 12,134,000 | 11,437,000 | 9,351,000 |
| Equity capital | 9,110,000 | 9,214,000 | 9,198,000 | 9,246,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 563,000 | 1,141,000 | 1,728,000 | 2,309,000 |
| Interest expense | 42,000 | 81,000 | 119,000 | 155,000 |
| Net interest income | 521,000 | 1,060,000 | 1,609,000 | 2,154,000 |
| Noninterest income | 34,000 | 75,000 | 116,000 | 166,000 |
| Noninterest expense | 486,000 | 1,011,000 | 1,599,000 | 2,151,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 69,000 | 122,000 | 124,000 | 167,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 69,000 | 122,000 | 124,000 | 167,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,148,000 | 9,201,000 | 9,203,000 | 9,246,000 |
| Total capital | 9,519,000 | 9,571,000 | 9,576,000 | 9,611,000 |
| Risk-weighted assets | 40,454,000 | 40,356,000 | 40,635,000 | 39,955,000 |