Call reports 2012
CABOOL STATE BANK — 2012
What CABOOL STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 66,197,000 | 65,637,000 | 64,189,000 | 65,446,000 |
| Total loans | 36,808,000 | 36,132,000 | 37,095,000 | 37,740,000 |
| Allowance for loan losses | 690,000 | 681,000 | 680,000 | 678,000 |
| Securities available for sale | 11,913,000 | 12,307,000 | 13,359,000 | 13,562,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,033,000 | 56,317,000 | 54,764,000 | 56,022,000 |
| Interest-bearing deposits | 47,101,000 | 46,534,000 | 45,609,000 | 46,305,000 |
| Noninterest-bearing deposits | 9,932,000 | 9,783,000 | 9,155,000 | 9,717,000 |
| Equity capital | 9,053,000 | 9,174,000 | 9,309,000 | 9,330,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 658,000 | 1,294,000 | 1,962,000 | 2,581,000 |
| Interest expense | 79,000 | 155,000 | 227,000 | 296,000 |
| Net interest income | 579,000 | 1,139,000 | 1,735,000 | 2,285,000 |
| Noninterest income | 43,000 | 93,000 | 129,000 | 175,000 |
| Noninterest expense | 573,000 | 1,087,000 | 1,596,000 | 2,142,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 49,000 | 145,000 | 268,000 | 318,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 49,000 | 145,000 | 268,000 | 318,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,954,000 | 9,050,000 | 9,173,000 | 9,223,000 |
| Total capital | 9,324,000 | 9,405,000 | 9,542,000 | 9,597,000 |
| Risk-weighted assets | 40,262,000 | 39,065,000 | 40,235,000 | 40,663,000 |