Call reports 2011
CABOOL STATE BANK — 2011
What CABOOL STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 69,114,000 | 67,089,000 | 65,490,000 | 66,254,000 |
| Total loans | 40,164,000 | 39,762,000 | 38,408,000 | 37,752,000 |
| Allowance for loan losses | 915,000 | 861,000 | 753,000 | 768,000 |
| Securities available for sale | 14,001,000 | 12,715,000 | 10,509,000 | 10,189,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,120,000 | 58,010,000 | 56,319,000 | 57,076,000 |
| Interest-bearing deposits | 51,636,000 | 49,654,000 | 48,284,000 | 47,020,000 |
| Noninterest-bearing deposits | 8,484,000 | 8,356,000 | 8,035,000 | 10,056,000 |
| Equity capital | 8,849,000 | 8,930,000 | 9,016,000 | 9,047,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 710,000 | 1,393,000 | 2,076,000 | 2,724,000 |
| Interest expense | 144,000 | 258,000 | 358,000 | 445,000 |
| Net interest income | 566,000 | 1,135,000 | 1,718,000 | 2,279,000 |
| Noninterest income | 86,000 | 130,000 | 171,000 | 213,000 |
| Noninterest expense | 577,000 | 1,150,000 | 1,667,000 | 2,186,000 |
| Provision for loan losses | 0 | 0 | 24,000 | 49,000 |
| Pretax income | 75,000 | 115,000 | 198,000 | 257,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 75,000 | 115,000 | 198,000 | 257,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,728,000 | 8,768,000 | 8,851,000 | 8,905,000 |
| Total capital | 9,138,000 | 9,171,000 | 9,237,000 | 9,281,000 |
| Risk-weighted assets | 43,331,000 | 42,780,000 | 41,521,000 | 40,683,000 |