Call reports 2010
CABOOL STATE BANK — 2010
What CABOOL STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 70,124,000 | 67,229,000 | 69,823,000 | 69,989,000 |
| Total loans | 47,044,000 | 45,434,000 | 43,857,000 | 42,248,000 |
| Allowance for loan losses | 909,000 | 1,097,000 | 1,086,000 | 930,000 |
| Securities available for sale | 12,810,000 | 10,918,000 | 9,884,000 | 8,487,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,855,000 | 57,910,000 | 60,593,000 | 61,055,000 |
| Interest-bearing deposits | 52,416,000 | 50,540,000 | 53,308,000 | 53,438,000 |
| Noninterest-bearing deposits | 7,439,000 | 7,370,000 | 7,285,000 | 7,617,000 |
| Equity capital | 10,016,000 | 9,090,000 | 8,982,000 | 8,777,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 872,000 | 1,767,000 | 2,600,000 | 3,290,000 |
| Interest expense | 227,000 | 419,000 | 604,000 | 780,000 |
| Net interest income | 645,000 | 1,348,000 | 1,996,000 | 2,510,000 |
| Noninterest income | 53,000 | 108,000 | 164,000 | 215,000 |
| Noninterest expense | 610,000 | 1,207,000 | 1,805,000 | 2,407,000 |
| Provision for loan losses | 9,000 | 959,000 | 1,116,000 | 1,172,000 |
| Pretax income | 93,000 | -696,000 | -747,000 | -840,000 |
| Income tax | -51,000 | -4,000 | -4,000 | -79,000 |
| Net income | 144,000 | -692,000 | -743,000 | -761,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,841,000 | 8,911,000 | 8,765,000 | 8,652,000 |
| Total capital | 10,330,000 | 9,370,000 | 9,218,000 | 9,086,000 |
| Risk-weighted assets | 49,682,000 | 47,135,000 | 46,597,000 | 45,258,000 |