Call reports 2007
CABOOL STATE BANK — 2007
What CABOOL STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 60,937,000 | 60,778,000 | 62,504,000 | 64,323,000 |
| Total loans | 36,921,000 | 37,428,000 | 37,335,000 | 38,521,000 |
| Allowance for loan losses | 739,000 | 747,000 | 754,000 | 768,000 |
| Securities available for sale | 17,992,000 | 18,747,000 | 19,969,000 | 18,737,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,394,000 | 50,217,000 | 50,882,000 | 53,584,000 |
| Interest-bearing deposits | 42,793,000 | 42,600,000 | 43,429,000 | 45,904,000 |
| Noninterest-bearing deposits | 7,601,000 | 7,617,000 | 7,453,000 | 7,680,000 |
| Equity capital | 10,363,000 | 10,375,000 | 10,461,000 | 10,494,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 966,000 | 1,965,000 | 2,985,000 | 3,999,000 |
| Interest expense | 339,000 | 697,000 | 1,065,000 | 1,459,000 |
| Net interest income | 627,000 | 1,268,000 | 1,920,000 | 2,540,000 |
| Noninterest income | 65,000 | 138,000 | 200,000 | 250,000 |
| Noninterest expense | 598,000 | 1,193,000 | 1,779,000 | 2,422,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 94,000 | 213,000 | 341,000 | 373,000 |
| Income tax | 12,000 | 33,000 | 48,000 | 45,000 |
| Net income | 82,000 | 180,000 | 293,000 | 328,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,420,000 | 10,518,000 | 10,466,000 | 10,419,000 |
| Total capital | 10,788,000 | 10,889,000 | 10,841,000 | 10,806,000 |
| Risk-weighted assets | 38,828,000 | 39,190,000 | 39,610,000 | 40,752,000 |