Call reports 2006
CABOOL STATE BANK — 2006
What CABOOL STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 59,442,000 | 60,534,000 | 63,191,000 | 59,562,000 |
| Total loans | 33,861,000 | 33,338,000 | 35,784,000 | 35,598,000 |
| Allowance for loan losses | 800,000 | 801,000 | 780,000 | 713,000 |
| Securities available for sale | 20,130,000 | 22,411,000 | 22,249,000 | 19,588,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,089,000 | 48,618,000 | 49,497,000 | 49,075,000 |
| Interest-bearing deposits | 41,541,000 | 40,623,000 | 41,103,000 | 41,248,000 |
| Noninterest-bearing deposits | 7,548,000 | 7,995,000 | 8,394,000 | 7,827,000 |
| Equity capital | 10,167,000 | 10,126,000 | 10,329,000 | 10,346,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 874,000 | 1,782,000 | 2,712,000 | 3,679,000 |
| Interest expense | 228,000 | 494,000 | 808,000 | 1,167,000 |
| Net interest income | 646,000 | 1,288,000 | 1,904,000 | 2,512,000 |
| Noninterest income | 71,000 | 141,000 | 208,000 | 266,000 |
| Noninterest expense | 549,000 | 1,124,000 | 1,719,000 | 2,296,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 168,000 | 305,000 | 393,000 | 482,000 |
| Income tax | 36,000 | 56,000 | 60,000 | 67,000 |
| Net income | 132,000 | 249,000 | 333,000 | 415,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,385,000 | 10,420,000 | 10,422,000 | 10,421,000 |
| Total capital | 10,750,000 | 10,779,000 | 10,806,000 | 10,778,000 |
| Risk-weighted assets | 38,073,000 | 37,630,000 | 39,678,000 | 37,484,000 |