Call reports 2004
CABOOL STATE BANK — 2004
What CABOOL STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 61,525,000 | 61,728,000 | 62,125,000 | 60,632,000 |
| Total loans | 34,520,000 | 34,550,000 | 34,838,000 | 35,197,000 |
| Allowance for loan losses | 737,000 | 798,000 | 777,000 | 774,000 |
| Securities available for sale | 19,238,000 | 19,897,000 | 21,357,000 | 19,559,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,141,000 | 51,582,000 | 50,725,000 | 50,309,000 |
| Interest-bearing deposits | 43,630,000 | 44,386,000 | 44,363,000 | 44,180,000 |
| Noninterest-bearing deposits | 7,511,000 | 7,196,000 | 6,362,000 | 6,129,000 |
| Equity capital | 10,159,000 | 10,029,000 | 10,206,000 | 10,190,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 692,000 | 1,467,000 | 2,278,000 | 3,089,000 |
| Interest expense | 172,000 | 328,000 | 483,000 | 640,000 |
| Net interest income | 520,000 | 1,139,000 | 1,795,000 | 2,449,000 |
| Noninterest income | 50,000 | 113,000 | 167,000 | 220,000 |
| Noninterest expense | 512,000 | 997,000 | 1,505,000 | 2,035,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 58,000 | 242,000 | 434,000 | 611,000 |
| Income tax | 1,000 | 36,000 | 75,000 | 115,000 |
| Net income | 57,000 | 206,000 | 359,000 | 496,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,994,000 | 10,065,000 | 10,139,000 | 10,198,000 |
| Total capital | 10,341,000 | 10,413,000 | 10,494,000 | 10,549,000 |
| Risk-weighted assets | 36,696,000 | 36,700,000 | 37,294,000 | 36,959,000 |