Call reports 2003
CABOOL STATE BANK — 2003
What CABOOL STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 65,414,000 | 61,262,000 | 61,429,000 | 62,273,000 |
| Total loans | 35,103,000 | 34,481,000 | 34,934,000 | 34,880,000 |
| Allowance for loan losses | 810,000 | 822,000 | 830,000 | 802,000 |
| Securities available for sale | 19,680,000 | 20,842,000 | 20,250,000 | 20,207,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,721,000 | 50,567,000 | 50,697,000 | 51,913,000 |
| Interest-bearing deposits | 48,896,000 | 44,678,000 | 44,531,000 | 44,494,000 |
| Noninterest-bearing deposits | 5,825,000 | 5,889,000 | 6,166,000 | 7,419,000 |
| Equity capital | 10,312,000 | 10,370,000 | 10,273,000 | 10,150,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 831,000 | 1,640,000 | 2,432,000 | 3,200,000 |
| Interest expense | 278,000 | 514,000 | 718,000 | 904,000 |
| Net interest income | 553,000 | 1,126,000 | 1,714,000 | 2,296,000 |
| Noninterest income | 52,000 | 125,000 | 180,000 | 228,000 |
| Noninterest expense | 540,000 | 1,042,000 | 1,575,000 | 2,107,000 |
| Provision for loan losses | 0 | 0 | 0 | 105,000 |
| Pretax income | 65,000 | 209,000 | 319,000 | 312,000 |
| Income tax | 6,000 | 29,000 | 43,000 | 25,000 |
| Net income | 59,000 | 180,000 | 276,000 | 287,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,024,000 | 10,066,000 | 10,083,000 | 10,015,000 |
| Total capital | 10,509,000 | 10,530,000 | 10,553,000 | 10,486,000 |
| Risk-weighted assets | 38,511,000 | 36,740,000 | 37,222,000 | 37,389,000 |