Call reports 2002
CABOOL STATE BANK — 2002
What CABOOL STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 63,078,000 | 63,767,000 | 61,062,000 | 63,702,000 |
| Total loans | 35,441,000 | 34,674,000 | 34,916,000 | 35,094,000 |
| Allowance for loan losses | 819,000 | 825,000 | 789,000 | 792,000 |
| Securities available for sale | 17,963,000 | 20,306,000 | 18,615,000 | 20,194,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,369,000 | 52,928,000 | 50,209,000 | 52,949,000 |
| Interest-bearing deposits | 43,659,000 | 47,432,000 | 45,201,000 | 47,568,000 |
| Noninterest-bearing deposits | 8,710,000 | 5,496,000 | 5,008,000 | 5,381,000 |
| Equity capital | 10,356,000 | 10,429,000 | 10,388,000 | 10,401,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 968,000 | 1,908,000 | 2,810,000 | 3,677,000 |
| Interest expense | 354,000 | 683,000 | 1,005,000 | 1,312,000 |
| Net interest income | 614,000 | 1,225,000 | 1,805,000 | 2,365,000 |
| Noninterest income | 58,000 | 118,000 | 181,000 | 241,000 |
| Noninterest expense | 530,000 | 1,087,000 | 1,640,000 | 2,143,000 |
| Provision for loan losses | 0 | 0 | 86,000 | 86,000 |
| Pretax income | 142,000 | 256,000 | 260,000 | 377,000 |
| Income tax | 27,000 | 44,000 | 59,000 | 59,000 |
| Net income | 115,000 | 212,000 | 201,000 | 318,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,074,000 | 10,092,000 | 10,004,000 | 10,042,000 |
| Total capital | 10,565,000 | 10,583,000 | 10,481,000 | 10,523,000 |
| Risk-weighted assets | 38,954,000 | 38,932,000 | 37,810,000 | 38,132,000 |