Call reports 2001
CABOOL STATE BANK — 2001
What CABOOL STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 58,761,000 | 59,577,000 | 60,391,000 | 60,983,000 |
| Total loans | 34,954,000 | 34,208,000 | 33,789,000 | 34,809,000 |
| Allowance for loan losses | 855,000 | 859,000 | 835,000 | 820,000 |
| Securities available for sale | 18,239,000 | 18,751,000 | 20,435,000 | 20,089,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,960,000 | 48,865,000 | 49,372,000 | 50,164,000 |
| Interest-bearing deposits | 41,572,000 | 41,940,000 | 42,671,000 | 43,087,000 |
| Noninterest-bearing deposits | 6,388,000 | 6,925,000 | 6,701,000 | 7,077,000 |
| Equity capital | 10,252,000 | 10,287,000 | 10,488,000 | 10,427,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,182,000 | 2,327,000 | 3,428,000 | 4,487,000 |
| Interest expense | 521,000 | 1,010,000 | 1,460,000 | 1,867,000 |
| Net interest income | 661,000 | 1,317,000 | 1,968,000 | 2,620,000 |
| Noninterest income | 48,000 | 120,000 | 170,000 | 224,000 |
| Noninterest expense | 486,000 | 1,024,000 | 1,532,000 | 2,111,000 |
| Provision for loan losses | 15,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 208,000 | 383,000 | 576,000 | 703,000 |
| Income tax | 44,000 | 86,000 | 128,000 | 158,000 |
| Net income | 164,000 | 297,000 | 448,000 | 545,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,887,000 | 9,944,000 | 10,017,000 | 10,036,000 |
| Total capital | 10,361,000 | 10,420,000 | 10,494,000 | 10,517,000 |
| Risk-weighted assets | 37,570,000 | 37,731,000 | 37,762,000 | 38,146,000 |