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Call report 2026Q1 · Schedule RC-C Part I

BANK OF PONTIAC — Schedule RC-C Part I — Loans and Leases, 2026Q1

The loan book by category: real estate (construction, farmland, 1-4 family, multifamily, commercial), commercial and industrial, consumer, agricultural and lease financing. The first place to see what a bank actually lends against.

PERIOD: 2026Q1SOURCE: FFIEC Call Report, RCCI39 items, each source-linked

Cite: FACTANKER, https://factanker.com/entity/e4acacee-c96a-4739-919f-d063c34512eb/2026Q1/rc-c-part-i

What stands out

BANK OF PONTIAC filed 39 items on Schedule RC-C Part I for 2026Q1. The largest amount is $819.4M for “Tot Lns&lease Less Unearn Inc On Lns”, 68.3 % of total assets. Next come “Pldg Ln And Lease” at $416.7M and “All Oth Lns Secd By 1-4fmly-1st Lien” at $229.7M. 6 of the 39 items are reported as zero — the line exists on the form, the bank has no such position. Dollar amounts are as filed, in thousands of USD; counts, dates and ratios keep their own units. Every value links to its fact record with the filing it came from.

Schedule RC-C Part I — Loans and Leases

The loan book by category: real estate (construction, farmland, 1-4 family, multifamily, commercial), commercial and industrial, consumer, agricultural and lease financing. The first place to see what a bank actually lends against.

ItemMDRMValue as filedSource
Loans To Di's & Accept OthrRCON12880evidence →
R.e. Loans-farmlandRCON1420124,967evidence →
R.e. Loans Multi-familyRCON146099,125evidence →
Loans To Finance Agricultural ProdRCON159060,002evidence →
C&I LoansRCON176699,700evidence →
Revolving, Open-end Lns Secd By 1-4fRCON17976,741evidence →
Oblgs Of St&political Subdvs In U.s.RCON2107287evidence →
Tot Lns&lease Less Unearn Inc On LnsRCON2122819,393evidence →
Unearned Income On LoansRCON21231,350evidence →
Lease Financing ReceivablesRCON21650evidence →
Lns To Finc Commcl Re,constrc&ld DevRCON27460evidence →
All Oth Lns Secd By 1-4fmly-1st LienRCON5367229,718evidence →
All Oth Lns Secd By 1-4fmly-jr LiensRCON536810,014evidence →
Fxd&fltg Rt Lns&leases Mat 1 Yr Or LRCONA247183,146evidence →
Clsd-end Lns Secd 1st Liens 3 Mos LeRCONA5645,280evidence →
Clsd-end Lns Secd 1st Liens Ov3-12 MRCONA56517,726evidence →
Clsd-end Lns Secd 1st Liens Ov 1-3 YRCONA56635,724evidence →
Clsd-end Lns Secd 1st Liens Ov 3-5 YRCONA56775,825evidence →
Clsd-end Lns Secd 1st Liens Ovr 15 YRCONA56847,976evidence →
Loans Secd By RE Mat Over 15 YearsRCONA56946,082evidence →
Other Lns&leases Mat 3 Months Or LesRCONA57087,838evidence →
Other Lns&leases Mat Over 3-12 MonthRCONA57196,642evidence →
Other Lns&leases Mat Ovr 1 - 3 YrsRCONA572141,537evidence →
Other Lns&leases Mat Ovr 3 - 5 YrsRCONA573167,498evidence →
Other Lns&leases Mat Ovr 5 - 15 YrsRCONA57464,293evidence →
Other Lns&leases Maturity Over 15 YrRCONA57530,894evidence →
Credit Cards LoansRCONB5380evidence →
Other Revolving Credit Plan LoansRCONB539329evidence →
Ln Secured By 1-4 Fam Res ConstructiRCONF1588,472evidence →
Ln Secured By Othr Cnstrctn Ln & LaRCONF15911,202evidence →
Ln Secured By Owner Occpd Nonfarm NoRCONF16050,652evidence →
Ln Secured By Othr Nonfarm Nonres PrRCONF16198,969evidence →
Ln Sec 1-4 Res Prop In Proc Of FclsRCONF577537evidence →
Pldg Ln And LeaseRCONG378416,729evidence →
Total Ln Mod Fin DfcltyRCONHK250evidence →
Ln Ndep Fncl InstRCONJ4540evidence →
Other LoansRCONJ464136evidence →
Ln To Ind Hh Othr Auto LnRCONK1378,921evidence →
Ln To Ind Hh Othr Auto LnRCONK20711,508evidence →

Other schedules of this call report

19 further schedules filed by BANK OF PONTIAC for 2026Q1.

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