Call report 2022Q4
BANK OF PONTIAC — 2022Q4
The 22 measures BANK OF PONTIAC reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 987,787,000 | USD | evidence → |
| Total loans | 671,072,000 | USD | evidence → |
| Allowance for loan losses | 7,703,000 | USD | evidence → |
| Securities available for sale | 208,904,000 | USD | evidence → |
| Securities held to maturity | 6,071,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 835,781,000 | USD | evidence → |
| Interest-bearing deposits | 469,813,000 | USD | evidence → |
| Noninterest-bearing deposits | 365,968,000 | USD | evidence → |
| Equity capital | 88,560,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 31,832,000 | USD | evidence → |
| Interest expense | 2,398,000 | USD | evidence → |
| Net interest income | 29,434,000 | USD | evidence → |
| Noninterest income | 4,576,000 | USD | evidence → |
| Noninterest expense | 19,289,000 | USD | evidence → |
| Provision for loan losses | 1,400,000 | USD | evidence → |
| Pretax income | 13,002,000 | USD | evidence → |
| Income tax | 3,195,000 | USD | evidence → |
| Net income | 9,807,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 87,062,000 | USD | evidence → |
| Total capital | 94,765,000 | USD | evidence → |
| Risk-weighted assets | 688,737,000 | USD | evidence → |