Call report 2017Q4
BANK OF PONTIAC — 2017Q4
The 22 measures BANK OF PONTIAC reported to the FFIEC for 2017Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 514,538,000 | USD | evidence → |
| Total loans | 371,605,000 | USD | evidence → |
| Allowance for loan losses | 3,896,000 | USD | evidence → |
| Securities available for sale | 86,391,000 | USD | evidence → |
| Securities held to maturity | 6,179,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 438,626,000 | USD | evidence → |
| Interest-bearing deposits | 355,534,000 | USD | evidence → |
| Noninterest-bearing deposits | 83,092,000 | USD | evidence → |
| Equity capital | 64,811,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 19,649,000 | USD | evidence → |
| Interest expense | 1,759,000 | USD | evidence → |
| Net interest income | 17,890,000 | USD | evidence → |
| Noninterest income | 3,167,000 | USD | evidence → |
| Noninterest expense | 11,312,000 | USD | evidence → |
| Provision for loan losses | 1,055,000 | USD | evidence → |
| Pretax income | 8,884,000 | USD | evidence → |
| Income tax | 3,785,000 | USD | evidence → |
| Net income | 5,099,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 66,651,000 | USD | evidence → |
| Total capital | 70,547,000 | USD | evidence → |
| Risk-weighted assets | 347,147,000 | USD | evidence → |