Call report 2016Q4
BANK OF PONTIAC — 2016Q4
The 22 measures BANK OF PONTIAC reported to the FFIEC for 2016Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 510,449,000 | USD | evidence → |
| Total loans | 344,840,000 | USD | evidence → |
| Allowance for loan losses | 3,558,000 | USD | evidence → |
| Securities available for sale | 87,053,000 | USD | evidence → |
| Securities held to maturity | 7,047,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 437,322,000 | USD | evidence → |
| Interest-bearing deposits | 370,024,000 | USD | evidence → |
| Noninterest-bearing deposits | 67,298,000 | USD | evidence → |
| Equity capital | 62,906,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 18,615,000 | USD | evidence → |
| Interest expense | 1,731,000 | USD | evidence → |
| Net interest income | 16,884,000 | USD | evidence → |
| Noninterest income | 3,120,000 | USD | evidence → |
| Noninterest expense | 10,903,000 | USD | evidence → |
| Provision for loan losses | 1,645,000 | USD | evidence → |
| Pretax income | 7,732,000 | USD | evidence → |
| Income tax | 2,523,000 | USD | evidence → |
| Net income | 5,209,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 64,224,000 | USD | evidence → |
| Total capital | 67,782,000 | USD | evidence → |
| Risk-weighted assets | 322,898,000 | USD | evidence → |