Call report 2013Q4
BANK OF PONTIAC — 2013Q4
The 22 measures BANK OF PONTIAC reported to the FFIEC for 2013Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 488,815,000 | USD | evidence → |
| Total loans | 315,332,000 | USD | evidence → |
| Allowance for loan losses | 3,963,000 | USD | evidence → |
| Securities available for sale | 112,593,000 | USD | evidence → |
| Securities held to maturity | 4,286,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 421,606,000 | USD | evidence → |
| Interest-bearing deposits | 346,682,000 | USD | evidence → |
| Noninterest-bearing deposits | 74,924,000 | USD | evidence → |
| Equity capital | 58,005,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,624,000 | USD | evidence → |
| Interest expense | 1,776,000 | USD | evidence → |
| Net interest income | 15,848,000 | USD | evidence → |
| Noninterest income | 2,688,000 | USD | evidence → |
| Noninterest expense | 9,653,000 | USD | evidence → |
| Provision for loan losses | 885,000 | USD | evidence → |
| Pretax income | 8,156,000 | USD | evidence → |
| Income tax | 2,607,000 | USD | evidence → |
| Net income | 5,549,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 57,852,000 | USD | evidence → |
| Total capital | 61,501,000 | USD | evidence → |
| Risk-weighted assets | 291,614,000 | USD | evidence → |