Call report 2013Q2
BANK OF PONTIAC — 2013Q2
The 22 measures BANK OF PONTIAC reported to the FFIEC for 2013Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 471,527,000 | USD | evidence → |
| Total loans | 288,876,000 | USD | evidence → |
| Allowance for loan losses | 3,987,000 | USD | evidence → |
| Securities available for sale | 122,351,000 | USD | evidence → |
| Securities held to maturity | 2,743,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 401,250,000 | USD | evidence → |
| Interest-bearing deposits | 273,869,000 | USD | evidence → |
| Noninterest-bearing deposits | 127,381,000 | USD | evidence → |
| Equity capital | 58,340,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,587,000 | USD | evidence → |
| Interest expense | 899,000 | USD | evidence → |
| Net interest income | 7,688,000 | USD | evidence → |
| Noninterest income | 1,436,000 | USD | evidence → |
| Noninterest expense | 4,924,000 | USD | evidence → |
| Provision for loan losses | 360,000 | USD | evidence → |
| Pretax income | 3,945,000 | USD | evidence → |
| Income tax | 1,319,000 | USD | evidence → |
| Net income | 2,626,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 58,179,000 | USD | evidence → |
| Total capital | 61,602,000 | USD | evidence → |
| Risk-weighted assets | 273,315,000 | USD | evidence → |