Call report 2012Q4
BANK OF PONTIAC — 2012Q4
The 22 measures BANK OF PONTIAC reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 380,366,000 | USD | evidence → |
| Total loans | 244,386,000 | USD | evidence → |
| Allowance for loan losses | 4,203,000 | USD | evidence → |
| Securities available for sale | 95,349,000 | USD | evidence → |
| Securities held to maturity | 2,647,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 320,179,000 | USD | evidence → |
| Interest-bearing deposits | 266,906,000 | USD | evidence → |
| Noninterest-bearing deposits | 53,273,000 | USD | evidence → |
| Equity capital | 48,228,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,138,000 | USD | evidence → |
| Interest expense | 2,178,000 | USD | evidence → |
| Net interest income | 13,960,000 | USD | evidence → |
| Noninterest income | 1,853,000 | USD | evidence → |
| Noninterest expense | 8,181,000 | USD | evidence → |
| Provision for loan losses | 560,000 | USD | evidence → |
| Pretax income | 7,165,000 | USD | evidence → |
| Income tax | 2,212,000 | USD | evidence → |
| Net income | 4,953,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 47,351,000 | USD | evidence → |
| Total capital | 50,210,000 | USD | evidence → |
| Risk-weighted assets | 227,407,000 | USD | evidence → |