Call report 2010Q4
BANK OF PONTIAC — 2010Q4
The 22 measures BANK OF PONTIAC reported to the FFIEC for 2010Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 364,960,000 | USD | evidence → |
| Total loans | 233,185,000 | USD | evidence → |
| Allowance for loan losses | 5,206,000 | USD | evidence → |
| Securities available for sale | 92,868,000 | USD | evidence → |
| Securities held to maturity | 412,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 308,995,000 | USD | evidence → |
| Interest-bearing deposits | 268,079,000 | USD | evidence → |
| Noninterest-bearing deposits | 40,916,000 | USD | evidence → |
| Equity capital | 43,301,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,649,000 | USD | evidence → |
| Interest expense | 4,325,000 | USD | evidence → |
| Net interest income | 13,324,000 | USD | evidence → |
| Noninterest income | 3,129,000 | USD | evidence → |
| Noninterest expense | 8,174,000 | USD | evidence → |
| Provision for loan losses | 5,847,000 | USD | evidence → |
| Pretax income | 2,815,000 | USD | evidence → |
| Income tax | 586,000 | USD | evidence → |
| Net income | 2,229,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 43,143,000 | USD | evidence → |
| Total capital | 45,986,000 | USD | evidence → |
| Risk-weighted assets | 225,059,000 | USD | evidence → |