Call report 2007Q4
BANK OF PONTIAC — 2007Q4
The 22 measures BANK OF PONTIAC reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 264,080,000 | USD | evidence → |
| Total loans | 176,401,000 | USD | evidence → |
| Allowance for loan losses | 2,753,000 | USD | evidence → |
| Securities available for sale | 69,980,000 | USD | evidence → |
| Securities held to maturity | 200,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 213,757,000 | USD | evidence → |
| Interest-bearing deposits | 180,749,000 | USD | evidence → |
| Noninterest-bearing deposits | 33,008,000 | USD | evidence → |
| Equity capital | 35,590,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,744,000 | USD | evidence → |
| Interest expense | 6,415,000 | USD | evidence → |
| Net interest income | 9,329,000 | USD | evidence → |
| Noninterest income | 1,754,000 | USD | evidence → |
| Noninterest expense | 5,811,000 | USD | evidence → |
| Provision for loan losses | 300,000 | USD | evidence → |
| Pretax income | 4,969,000 | USD | evidence → |
| Income tax | 1,354,000 | USD | evidence → |
| Net income | 3,615,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 35,762,000 | USD | evidence → |
| Total capital | 37,850,000 | USD | evidence → |
| Risk-weighted assets | 166,344,000 | USD | evidence → |