Call report 2007Q2
BANK OF PONTIAC — 2007Q2
The 22 measures BANK OF PONTIAC reported to the FFIEC for 2007Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 250,672,000 | USD | evidence → |
| Total loans | 162,596,000 | USD | evidence → |
| Allowance for loan losses | 2,849,000 | USD | evidence → |
| Securities available for sale | 69,509,000 | USD | evidence → |
| Securities held to maturity | 200,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 206,275,000 | USD | evidence → |
| Interest-bearing deposits | 179,359,000 | USD | evidence → |
| Noninterest-bearing deposits | 26,916,000 | USD | evidence → |
| Equity capital | 34,103,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,519,000 | USD | evidence → |
| Interest expense | 3,103,000 | USD | evidence → |
| Net interest income | 4,416,000 | USD | evidence → |
| Noninterest income | 742,000 | USD | evidence → |
| Noninterest expense | 2,918,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 2,237,000 | USD | evidence → |
| Income tax | 723,000 | USD | evidence → |
| Net income | 1,514,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 34,911,000 | USD | evidence → |
| Total capital | 36,830,000 | USD | evidence → |
| Risk-weighted assets | 152,592,000 | USD | evidence → |