Call report 2002Q2
BANK OF PONTIAC — 2002Q2
The 22 measures BANK OF PONTIAC reported to the FFIEC for 2002Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 213,620,000 | USD | evidence → |
| Total loans | 130,699,000 | USD | evidence → |
| Allowance for loan losses | 2,705,000 | USD | evidence → |
| Securities available for sale | 62,753,000 | USD | evidence → |
| Securities held to maturity | 763,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 181,806,000 | USD | evidence → |
| Interest-bearing deposits | 164,818,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,988,000 | USD | evidence → |
| Equity capital | 26,846,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,998,000 | USD | evidence → |
| Interest expense | 2,888,000 | USD | evidence → |
| Net interest income | 4,110,000 | USD | evidence → |
| Noninterest income | 893,000 | USD | evidence → |
| Noninterest expense | 2,246,000 | USD | evidence → |
| Provision for loan losses | 510,000 | USD | evidence → |
| Pretax income | 2,244,000 | USD | evidence → |
| Income tax | 777,000 | USD | evidence → |
| Net income | 1,467,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 25,692,000 | USD | evidence → |
| Total capital | 27,125,000 | USD | evidence → |
| Risk-weighted assets | 113,337,000 | USD | evidence → |