Call reports 2025
UNITED MISSISSIPPI BANK — 2025
What UNITED MISSISSIPPI BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 545,953,000 | 545,600,000 | 577,173,000 | 555,143,000 |
| Total loans | 361,781,000 | 384,344,000 | 413,425,000 | 407,470,000 |
| Allowance for loan losses | 3,037,000 | 3,117,000 | 3,189,000 | 3,359,000 |
| Securities available for sale | 59,686,000 | 58,378,000 | 56,629,000 | 55,171,000 |
| Securities held to maturity | 47,319,000 | 47,034,000 | 45,374,000 | 44,498,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 481,718,000 | 479,137,000 | 491,613,000 | 479,797,000 |
| Interest-bearing deposits | 237,433,000 | 237,006,000 | 238,374,000 | 238,911,000 |
| Noninterest-bearing deposits | 244,285,000 | 242,131,000 | 253,239,000 | 240,886,000 |
| Equity capital | 57,717,000 | 59,059,000 | 61,064,000 | 61,668,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 6,921,000 | 14,073,000 | 21,565,000 | 29,268,000 |
| Interest expense | 1,671,000 | 3,167,000 | 4,730,000 | 6,365,000 |
| Net interest income | 5,250,000 | 10,906,000 | 16,835,000 | 22,903,000 |
| Noninterest income | 1,216,000 | 2,391,000 | 3,607,000 | 4,767,000 |
| Noninterest expense | 4,927,000 | 10,309,000 | 15,766,000 | 21,508,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 510,000 |
| Pretax income | 1,449,000 | 2,808,000 | 4,422,000 | 5,668,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,449,000 | 2,808,000 | 4,422,000 | 5,668,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,715,000 | 56,528,000 | 57,941,000 | 58,337,000 |