Call reports 2024
UNITED MISSISSIPPI BANK — 2024
What UNITED MISSISSIPPI BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 454,406,000 | 451,828,000 | 477,375,000 | 494,004,000 |
| Total loans | 299,409,000 | 307,379,000 | 325,562,000 | 344,064,000 |
| Allowance for loan losses | 3,014,000 | 3,004,000 | 2,957,000 | 2,949,000 |
| Securities available for sale | 61,214,000 | 60,734,000 | 62,095,000 | 59,783,000 |
| Securities held to maturity | 47,525,000 | 46,644,000 | 47,366,000 | 48,989,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 364,311,000 | 364,308,000 | 387,314,000 | 389,884,000 |
| Interest-bearing deposits | 184,372,000 | 183,929,000 | 190,144,000 | 188,725,000 |
| Noninterest-bearing deposits | 179,939,000 | 180,379,000 | 197,170,000 | 201,159,000 |
| Equity capital | 51,812,000 | 53,536,000 | 56,332,000 | 55,686,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 5,567,000 | 11,252,000 | 17,306,000 | 23,661,000 |
| Interest expense | 1,630,000 | 3,264,000 | 4,931,000 | 6,608,000 |
| Net interest income | 3,937,000 | 7,988,000 | 12,375,000 | 17,053,000 |
| Noninterest income | 1,141,000 | 2,158,000 | 3,136,000 | 4,347,000 |
| Noninterest expense | 4,080,000 | 8,154,000 | 12,520,000 | 17,139,000 |
| Provision for loan losses | 0 | 0 | 0 | 20,000 |
| Pretax income | 998,000 | 1,992,000 | 2,991,000 | 4,241,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 998,000 | 1,992,000 | 2,991,000 | 4,241,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,800,000 | 59,094,000 | 59,746,000 | 60,495,000 |