Call reports 2023
UNITED MISSISSIPPI BANK — 2023
What UNITED MISSISSIPPI BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 455,949,000 | 458,696,000 | 452,266,000 | 444,073,000 |
| Total loans | 298,639,000 | 299,401,000 | 296,762,000 | 299,016,000 |
| Allowance for loan losses | 3,073,000 | 3,060,000 | 3,097,000 | 3,128,000 |
| Securities available for sale | 80,024,000 | 74,686,000 | 71,104,000 | 63,011,000 |
| Securities held to maturity | 53,125,000 | 52,160,000 | 49,774,000 | 49,169,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 394,383,000 | 354,796,000 | 352,849,000 | 352,870,000 |
| Interest-bearing deposits | 200,605,000 | 171,329,000 | 173,491,000 | 180,903,000 |
| Noninterest-bearing deposits | 193,778,000 | 183,467,000 | 179,358,000 | 171,967,000 |
| Equity capital | 48,312,000 | 46,640,000 | 50,208,000 | 52,795,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,908,000 | 10,054,000 | 15,340,000 | 20,801,000 |
| Interest expense | 897,000 | 2,152,000 | 3,692,000 | 5,341,000 |
| Net interest income | 4,011,000 | 7,902,000 | 11,648,000 | 15,460,000 |
| Noninterest income | 1,051,000 | 2,093,000 | 8,070,000 | 9,646,000 |
| Noninterest expense | 3,808,000 | 7,728,000 | 12,134,000 | 16,650,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 1,194,000 | 2,147,000 | 7,404,000 | 7,770,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,194,000 | 2,147,000 | 7,404,000 | 7,770,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,469,000 | 54,502,000 | 59,299,000 | 59,164,000 |