Call reports 2022
UNITED MISSISSIPPI BANK — 2022
What UNITED MISSISSIPPI BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 434,682,000 | 471,333,000 | 442,326,000 | 458,882,000 |
| Total loans | 264,090,000 | 261,770,000 | 279,344,000 | 291,132,000 |
| Allowance for loan losses | 2,123,000 | 2,212,000 | 2,253,000 | 2,112,000 |
| Securities available for sale | 68,760,000 | 79,148,000 | 81,733,000 | 80,308,000 |
| Securities held to maturity | 48,983,000 | 48,357,000 | 54,858,000 | 53,727,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 391,755,000 | 419,892,000 | 385,746,000 | 380,232,000 |
| Interest-bearing deposits | 184,860,000 | 185,214,000 | 183,068,000 | 183,886,000 |
| Noninterest-bearing deposits | 206,895,000 | 234,678,000 | 202,678,000 | 196,346,000 |
| Equity capital | 39,276,000 | 47,680,000 | 45,844,000 | 47,196,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,653,000 | 7,487,000 | 11,753,000 | 16,419,000 |
| Interest expense | 284,000 | 560,000 | 862,000 | 1,415,000 |
| Net interest income | 3,369,000 | 6,927,000 | 10,891,000 | 15,004,000 |
| Noninterest income | 1,202,000 | 2,495,000 | 3,686,000 | 4,813,000 |
| Noninterest expense | 3,704,000 | 7,402,000 | 11,094,000 | 14,959,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 807,000 | 1,900,000 | 3,303,000 | 4,618,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 807,000 | 1,900,000 | 3,303,000 | 4,618,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,069,000 | 51,559,000 | 52,710,000 | 53,526,000 |