Call reports 2021
UNITED MISSISSIPPI BANK — 2021
What UNITED MISSISSIPPI BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 410,350,000 | 419,021,000 | 418,891,000 | 431,373,000 |
| Total loans | 292,204,000 | 286,380,000 | 272,409,000 | 266,663,000 |
| Allowance for loan losses | 1,960,000 | 1,989,000 | 1,978,000 | 2,064,000 |
| Securities available for sale | 34,123,000 | 52,931,000 | 56,603,000 | 65,873,000 |
| Securities held to maturity | 42,551,000 | 46,363,000 | 47,223,000 | 48,046,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 363,086,000 | 373,511,000 | 371,614,000 | 385,576,000 |
| Interest-bearing deposits | 175,302,000 | 180,879,000 | 182,643,000 | 185,847,000 |
| Noninterest-bearing deposits | 187,784,000 | 192,632,000 | 188,971,000 | 199,729,000 |
| Equity capital | 41,232,000 | 41,251,000 | 42,871,000 | 42,320,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,748,000 | 7,424,000 | 11,276,000 | 14,967,000 |
| Interest expense | 366,000 | 701,000 | 1,028,000 | 1,323,000 |
| Net interest income | 3,382,000 | 6,723,000 | 10,248,000 | 13,644,000 |
| Noninterest income | 1,968,000 | 3,392,000 | 6,318,000 | 7,540,000 |
| Noninterest expense | 3,835,000 | 7,709,000 | 11,920,000 | 15,686,000 |
| Provision for loan losses | 45,000 | 105,000 | 165,000 | 325,000 |
| Pretax income | 1,470,000 | 2,301,000 | 4,481,000 | 5,173,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,470,000 | 2,301,000 | 4,481,000 | 5,173,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,320,000 | 39,275,000 | 40,992,000 | 41,085,000 |