Call reports 2020
UNITED MISSISSIPPI BANK — 2020
What UNITED MISSISSIPPI BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 354,206,000 | 384,404,000 | 388,983,000 | 404,433,000 |
| Total loans | 258,427,000 | 276,013,000 | 284,121,000 | 291,977,000 |
| Allowance for loan losses | 1,867,000 | 1,827,000 | 1,865,000 | 2,007,000 |
| Securities available for sale | 36,297,000 | 39,939,000 | 38,560,000 | 35,883,000 |
| Securities held to maturity | 27,322,000 | 36,116,000 | 39,646,000 | 43,028,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 308,915,000 | 340,072,000 | 343,925,000 | 340,711,000 |
| Interest-bearing deposits | 162,918,000 | 168,978,000 | 170,853,000 | 170,268,000 |
| Noninterest-bearing deposits | 145,997,000 | 171,094,000 | 173,072,000 | 170,443,000 |
| Equity capital | 38,985,000 | 41,224,000 | 41,544,000 | 40,616,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,966,000 | 7,918,000 | 11,790,000 | 15,616,000 |
| Interest expense | 473,000 | 899,000 | 1,314,000 | 1,716,000 |
| Net interest income | 3,493,000 | 7,019,000 | 10,476,000 | 13,900,000 |
| Noninterest income | 1,169,000 | 3,002,000 | 4,203,000 | 5,530,000 |
| Noninterest expense | 3,847,000 | 7,752,000 | 11,783,000 | 15,483,000 |
| Provision for loan losses | 45,000 | 95,000 | 155,000 | 315,000 |
| Pretax income | 770,000 | 2,174,000 | 2,741,000 | 3,632,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 770,000 | 2,174,000 | 2,741,000 | 3,632,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,111,000 | 37,876,000 | 38,033,000 | 38,326,000 |
| Total capital | 38,978,000 | — | — | — |
| Risk-weighted assets | 299,070,000 | — | — | — |