Call reports 2019
UNITED MISSISSIPPI BANK — 2019
What UNITED MISSISSIPPI BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 370,659,000 | 360,074,000 | 356,406,000 | 350,113,000 |
| Total loans | 258,992,000 | 257,646,000 | 259,730,000 | 258,934,000 |
| Allowance for loan losses | 1,950,000 | 2,382,000 | 2,313,000 | 1,875,000 |
| Securities available for sale | 36,004,000 | 38,431,000 | 36,377,000 | 33,457,000 |
| Securities held to maturity | 24,595,000 | 25,388,000 | 25,197,000 | 23,924,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 331,130,000 | 319,883,000 | 310,077,000 | 310,702,000 |
| Interest-bearing deposits | 165,397,000 | 161,487,000 | 161,953,000 | 162,221,000 |
| Noninterest-bearing deposits | 165,733,000 | 158,396,000 | 148,124,000 | 148,481,000 |
| Equity capital | 37,350,000 | 38,064,000 | 38,663,000 | 38,224,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,160,000 | 8,448,000 | 12,640,000 | 16,785,000 |
| Interest expense | 462,000 | 943,000 | 1,447,000 | 1,946,000 |
| Net interest income | 3,698,000 | 7,505,000 | 11,193,000 | 14,839,000 |
| Noninterest income | 1,290,000 | 2,402,000 | 3,566,000 | 4,223,000 |
| Noninterest expense | 3,969,000 | 7,968,000 | 11,957,000 | 15,941,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 480,000 |
| Pretax income | 899,000 | 1,699,000 | 2,442,000 | 2,641,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 899,000 | 1,699,000 | 2,442,000 | 2,641,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,413,000 | 36,691,000 | 37,168,000 | 36,792,000 |
| Total capital | 38,363,000 | 39,073,000 | 39,481,000 | 38,667,000 |
| Risk-weighted assets | 292,828,000 | 288,680,000 | 286,179,000 | 273,429,000 |