Call reports 2018
UNITED MISSISSIPPI BANK — 2018
What UNITED MISSISSIPPI BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 354,932,000 | 359,147,000 | 359,638,000 | 357,671,000 |
| Total loans | 267,158,000 | 269,768,000 | 269,299,000 | 272,626,000 |
| Allowance for loan losses | 1,753,000 | 1,891,000 | 1,990,000 | 1,836,000 |
| Securities available for sale | 32,441,000 | 32,708,000 | 32,942,000 | 33,486,000 |
| Securities held to maturity | 24,272,000 | 22,821,000 | 24,426,000 | 23,875,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 317,060,000 | 321,269,000 | 321,522,000 | 319,029,000 |
| Interest-bearing deposits | 172,636,000 | 169,494,000 | 171,311,000 | 166,937,000 |
| Noninterest-bearing deposits | 144,424,000 | 151,775,000 | 150,211,000 | 152,092,000 |
| Equity capital | 36,124,000 | 35,687,000 | 35,921,000 | 36,059,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,890,000 | 7,861,000 | 11,921,000 | 16,043,000 |
| Interest expense | 343,000 | 708,000 | 1,116,000 | 1,558,000 |
| Net interest income | 3,547,000 | 7,153,000 | 10,805,000 | 14,485,000 |
| Noninterest income | 1,193,000 | 2,178,000 | 3,397,000 | 4,569,000 |
| Noninterest expense | 3,797,000 | 7,658,000 | 11,521,000 | 15,677,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 480,000 |
| Pretax income | 823,000 | 1,433,000 | 2,321,000 | 2,897,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 823,000 | 1,433,000 | 2,321,000 | 2,897,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,685,000 | 35,390,000 | 35,822,000 | 35,617,000 |
| Total capital | 37,438,000 | 37,281,000 | 37,812,000 | 37,453,000 |
| Risk-weighted assets | 295,690,000 | 295,904,000 | 294,590,000 | 297,397,000 |