Call reports 2017
UNITED MISSISSIPPI BANK — 2017
What UNITED MISSISSIPPI BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 353,506,000 | 349,959,000 | 349,688,000 | 361,363,000 |
| Total loans | 255,107,000 | 256,963,000 | 258,055,000 | 271,997,000 |
| Allowance for loan losses | 1,571,000 | 1,608,000 | 1,626,000 | 1,655,000 |
| Securities available for sale | 33,733,000 | 36,879,000 | 35,529,000 | 34,475,000 |
| Securities held to maturity | 23,791,000 | 23,873,000 | 25,343,000 | 23,082,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 314,473,000 | 311,626,000 | 311,281,000 | 312,630,000 |
| Interest-bearing deposits | 172,588,000 | 169,431,000 | 169,152,000 | 167,306,000 |
| Noninterest-bearing deposits | 141,885,000 | 142,195,000 | 142,129,000 | 145,324,000 |
| Equity capital | 35,895,000 | 36,071,000 | 36,398,000 | 36,198,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,709,000 | 7,544,000 | 11,414,000 | 15,377,000 |
| Interest expense | 278,000 | 556,000 | 838,000 | 1,127,000 |
| Net interest income | 3,431,000 | 6,988,000 | 10,576,000 | 14,250,000 |
| Noninterest income | 1,239,000 | 2,411,000 | 3,582,000 | 4,885,000 |
| Noninterest expense | 3,565,000 | 7,238,000 | 10,993,000 | 14,835,000 |
| Provision for loan losses | 105,000 | 210,000 | 315,000 | 520,000 |
| Pretax income | 1,000,000 | 1,951,000 | 2,850,000 | 3,780,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,000,000 | 1,951,000 | 2,850,000 | 3,780,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,747,000 | 34,721,000 | 35,144,000 | 35,291,000 |
| Total capital | 36,318,000 | 36,329,000 | 36,770,000 | 36,946,000 |
| Risk-weighted assets | 277,362,000 | 280,289,000 | 283,025,000 | 294,234,000 |