Call reports 2016
UNITED MISSISSIPPI BANK — 2016
What UNITED MISSISSIPPI BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 351,945,000 | 351,510,000 | 356,562,000 | 347,800,000 |
| Total loans | 252,421,000 | 253,359,000 | 260,428,000 | 256,822,000 |
| Allowance for loan losses | 1,376,000 | 1,498,000 | 1,459,000 | 1,459,000 |
| Securities available for sale | 42,566,000 | 40,939,000 | 37,290,000 | 34,148,000 |
| Securities held to maturity | 24,141,000 | 23,826,000 | 24,908,000 | 23,414,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 313,193,000 | 306,052,000 | 310,940,000 | 309,899,000 |
| Interest-bearing deposits | 176,727,000 | 172,686,000 | 175,216,000 | 172,651,000 |
| Noninterest-bearing deposits | 136,466,000 | 133,366,000 | 135,724,000 | 137,248,000 |
| Equity capital | 35,564,000 | 35,428,000 | 36,207,000 | 35,159,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,739,000 | 7,444,000 | 11,297,000 | 15,226,000 |
| Interest expense | 308,000 | 613,000 | 921,000 | 1,219,000 |
| Net interest income | 3,431,000 | 6,831,000 | 10,376,000 | 14,007,000 |
| Noninterest income | 1,226,000 | 2,304,000 | 3,538,000 | 4,597,000 |
| Noninterest expense | 3,609,000 | 7,330,000 | 11,004,000 | 14,827,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 958,000 | 1,625,000 | 2,645,000 | 3,423,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 958,000 | 1,625,000 | 2,645,000 | 3,423,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,830,000 | 33,597,000 | 34,176,000 | 34,248,000 |
| Total capital | 35,206,000 | 35,095,000 | 35,635,000 | 35,707,000 |
| Risk-weighted assets | 272,406,000 | 276,455,000 | 282,689,000 | 280,267,000 |