Call reports 2015
UNITED MISSISSIPPI BANK — 2015
What UNITED MISSISSIPPI BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 359,930,000 | 354,161,000 | 349,748,000 | 349,296,000 |
| Total loans | 250,025,000 | 248,751,000 | 245,292,000 | 249,400,000 |
| Allowance for loan losses | 1,482,000 | 1,422,000 | 1,450,000 | 1,335,000 |
| Securities available for sale | 56,328,000 | 49,804,000 | 46,561,000 | 44,774,000 |
| Securities held to maturity | 20,710,000 | 23,892,000 | 23,033,000 | 23,057,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 323,284,000 | 313,816,000 | 306,714,000 | 311,286,000 |
| Interest-bearing deposits | 180,168,000 | 179,391,000 | 175,416,000 | 174,530,000 |
| Noninterest-bearing deposits | 143,116,000 | 134,425,000 | 131,298,000 | 136,756,000 |
| Equity capital | 34,478,000 | 34,026,000 | 35,165,000 | 34,891,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,856,000 | 7,673,000 | 11,498,000 | 15,385,000 |
| Interest expense | 338,000 | 679,000 | 1,007,000 | 1,332,000 |
| Net interest income | 3,518,000 | 6,994,000 | 10,491,000 | 14,053,000 |
| Noninterest income | 1,153,000 | 2,318,000 | 3,547,000 | 4,784,000 |
| Noninterest expense | 3,708,000 | 7,354,000 | 11,001,000 | 14,759,000 |
| Provision for loan losses | 0 | 0 | 90,000 | 180,000 |
| Pretax income | 968,000 | 1,964,000 | 2,953,000 | 3,900,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 968,000 | 1,964,000 | 2,953,000 | 3,900,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,465,000 | 32,821,000 | 33,499,000 | 33,566,000 |
| Total capital | 33,947,000 | 34,243,000 | 34,949,000 | 34,901,000 |
| Risk-weighted assets | 272,762,000 | 265,048,000 | 280,418,000 | 276,760,000 |