Call reports 2014
UNITED MISSISSIPPI BANK — 2014
What UNITED MISSISSIPPI BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 371,138,000 | 364,232,000 | 362,511,000 | 362,761,000 |
| Total loans | 236,701,000 | 244,182,000 | 247,973,000 | 247,030,000 |
| Allowance for loan losses | 1,429,000 | 1,766,000 | 1,674,000 | 1,553,000 |
| Securities available for sale | 48,592,000 | 58,500,000 | 60,384,000 | 56,811,000 |
| Securities held to maturity | 12,187,000 | 15,487,000 | 18,320,000 | 18,349,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 338,059,000 | 329,456,000 | 324,159,000 | 326,404,000 |
| Interest-bearing deposits | 196,084,000 | 191,374,000 | 188,836,000 | 183,082,000 |
| Noninterest-bearing deposits | 141,975,000 | 138,082,000 | 135,323,000 | 143,322,000 |
| Equity capital | 30,886,000 | 32,295,000 | 33,141,000 | 34,012,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,876,000 | 8,105,000 | 12,156,000 | 16,231,000 |
| Interest expense | 495,000 | 948,000 | 1,354,000 | 1,729,000 |
| Net interest income | 3,381,000 | 7,157,000 | 10,802,000 | 14,502,000 |
| Noninterest income | 639,000 | 1,849,000 | 3,030,000 | 4,265,000 |
| Noninterest expense | 3,730,000 | 7,658,000 | 11,442,000 | 15,628,000 |
| Provision for loan losses | 106,000 | 100,000 | 100,000 | 100,000 |
| Pretax income | 184,000 | 1,248,000 | 2,290,000 | 3,039,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 184,000 | 1,248,000 | 2,290,000 | 3,039,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,494,000 | 31,219,000 | 32,095,000 | 32,372,000 |
| Total capital | 31,923,000 | 32,985,000 | 33,769,000 | 33,925,000 |
| Risk-weighted assets | 252,586,000 | 259,727,000 | 267,351,000 | 265,324,000 |