Call reports 2013
UNITED MISSISSIPPI BANK — 2013
What UNITED MISSISSIPPI BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 286,019,000 | 280,805,000 | 286,184,000 | 371,433,000 |
| Total loans | 181,396,000 | 189,059,000 | 185,352,000 | 240,304,000 |
| Allowance for loan losses | 1,657,000 | 1,603,000 | 1,424,000 | 1,391,000 |
| Securities available for sale | 51,796,000 | 54,007,000 | 52,440,000 | 50,323,000 |
| Securities held to maturity | 9,044,000 | 9,755,000 | 10,231,000 | 11,795,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 256,010,000 | 252,563,000 | 255,338,000 | 336,758,000 |
| Interest-bearing deposits | 146,817,000 | 148,445,000 | 146,587,000 | 209,001,000 |
| Noninterest-bearing deposits | 109,193,000 | 104,118,000 | 108,751,000 | 127,757,000 |
| Equity capital | 28,240,000 | 26,271,000 | 28,885,000 | 30,198,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,871,000 | 5,830,000 | 8,865,000 | 12,555,000 |
| Interest expense | 461,000 | 888,000 | 1,276,000 | 1,746,000 |
| Net interest income | 2,410,000 | 4,942,000 | 7,589,000 | 10,809,000 |
| Noninterest income | 975,000 | 2,010,000 | 3,012,000 | 4,276,000 |
| Noninterest expense | 2,724,000 | 5,568,000 | 8,397,000 | 12,010,000 |
| Provision for loan losses | 0 | 0 | 0 | 400,000 |
| Pretax income | 661,000 | 1,384,000 | 2,204,000 | 2,359,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 661,000 | 1,384,000 | 2,204,000 | 2,359,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,258,000 | 27,172,000 | 29,604,000 | 30,287,000 |
| Total capital | 28,915,000 | 28,775,000 | 31,028,000 | 31,678,000 |
| Risk-weighted assets | 196,043,000 | 202,472,000 | 201,138,000 | 265,998,000 |