Call reports 2011
UNITED MISSISSIPPI BANK — 2011
What UNITED MISSISSIPPI BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 259,926,000 | 256,233,000 | 262,228,000 | 269,362,000 |
| Total loans | 180,738,000 | 180,524,000 | 182,839,000 | 177,282,000 |
| Allowance for loan losses | 1,479,000 | 1,666,000 | 1,607,000 | 1,732,000 |
| Securities available for sale | 27,336,000 | 30,377,000 | 30,549,000 | 35,912,000 |
| Securities held to maturity | 7,886,000 | 9,390,000 | 10,474,000 | 11,192,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 231,576,000 | 227,259,000 | 231,268,000 | 238,945,000 |
| Interest-bearing deposits | 138,491,000 | 134,783,000 | 138,001,000 | 190,079,000 |
| Noninterest-bearing deposits | 93,085,000 | 92,477,000 | 93,267,000 | 48,865,000 |
| Equity capital | 26,958,000 | 27,377,000 | 29,061,000 | 28,127,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,030,000 | 6,128,000 | 9,372,000 | 12,538,000 |
| Interest expense | 720,000 | 1,390,000 | 2,029,000 | 2,650,000 |
| Net interest income | 2,310,000 | 4,738,000 | 7,343,000 | 9,888,000 |
| Noninterest income | 986,000 | 1,907,000 | 3,638,000 | 4,630,000 |
| Noninterest expense | 2,542,000 | 5,141,000 | 7,971,000 | 10,838,000 |
| Provision for loan losses | 25,000 | 100,000 | 175,000 | 725,000 |
| Pretax income | 729,000 | 1,504,000 | 2,935,000 | 3,057,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 729,000 | 1,504,000 | 2,935,000 | 3,057,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,044,000 | 26,019,000 | 27,063,000 | 26,386,000 |
| Total capital | 27,523,000 | 27,685,000 | 28,670,000 | 28,118,000 |
| Risk-weighted assets | 189,064,000 | 194,197,000 | 191,596,000 | 184,991,000 |