Call reports 2010
UNITED MISSISSIPPI BANK — 2010
What UNITED MISSISSIPPI BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 226,759,000 | 235,455,000 | 238,668,000 | 245,725,000 |
| Total loans | 184,062,000 | 190,705,000 | 190,741,000 | 185,188,000 |
| Allowance for loan losses | 1,511,000 | 1,545,000 | 1,552,000 | 1,459,000 |
| Securities available for sale | 8,656,000 | 11,786,000 | 11,386,000 | 11,646,000 |
| Securities held to maturity | 6,025,000 | 5,250,000 | 5,315,000 | 7,896,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 198,248,000 | 206,687,000 | 209,539,000 | 217,723,000 |
| Interest-bearing deposits | 159,345,000 | 166,493,000 | 170,946,000 | 178,245,000 |
| Noninterest-bearing deposits | 38,903,000 | 40,193,000 | 38,592,000 | 39,477,000 |
| Equity capital | 25,905,000 | 26,642,000 | 27,233,000 | 26,171,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,020,000 | 6,160,000 | 9,357,000 | 12,503,000 |
| Interest expense | 703,000 | 1,432,000 | 2,180,000 | 2,939,000 |
| Net interest income | 2,317,000 | 4,728,000 | 7,177,000 | 9,564,000 |
| Noninterest income | 958,000 | 1,884,000 | 2,882,000 | 3,751,000 |
| Noninterest expense | 2,583,000 | 5,081,000 | 7,634,000 | 10,145,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 650,000 |
| Pretax income | 842,000 | 1,845,000 | 2,711,000 | 2,945,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 842,000 | 1,845,000 | 2,711,000 | 2,945,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,636,000 | 25,323,000 | 25,873,000 | 25,287,000 |
| Total capital | 26,147,000 | 26,868,000 | 27,425,000 | 26,746,000 |
| Risk-weighted assets | 184,397,000 | 193,067,000 | 194,306,000 | 191,234,000 |