Call reports 2009
UNITED MISSISSIPPI BANK — 2009
What UNITED MISSISSIPPI BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 223,365,000 | 219,767,000 | 218,233,000 | 216,688,000 |
| Total loans | 176,096,000 | 179,647,000 | 182,130,000 | 180,937,000 |
| Allowance for loan losses | 1,511,000 | 1,399,000 | 1,374,000 | 1,473,000 |
| Securities available for sale | 13,263,000 | 12,087,000 | 10,388,000 | 9,532,000 |
| Securities held to maturity | 2,478,000 | 5,107,000 | 6,121,000 | 6,035,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,760,000 | 191,110,000 | 190,078,000 | 188,935,000 |
| Interest-bearing deposits | 156,322,000 | 152,759,000 | 152,318,000 | 150,656,000 |
| Noninterest-bearing deposits | 38,438,000 | 38,351,000 | 37,760,000 | 38,279,000 |
| Equity capital | 25,311,000 | 25,291,000 | 25,809,000 | 25,650,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,022,000 | 5,976,000 | 9,104,000 | 12,185,000 |
| Interest expense | 816,000 | 1,599,000 | 2,341,000 | 3,057,000 |
| Net interest income | 2,206,000 | 4,377,000 | 6,763,000 | 9,128,000 |
| Noninterest income | 1,010,000 | 2,031,000 | 3,230,000 | 4,224,000 |
| Noninterest expense | 2,501,000 | 5,115,000 | 7,626,000 | 10,207,000 |
| Provision for loan losses | 0 | 25,000 | 100,000 | 463,000 |
| Pretax income | 715,000 | 1,268,000 | 2,267,000 | 2,682,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 715,000 | 1,268,000 | 2,267,000 | 2,682,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,669,000 | 23,863,000 | 24,218,000 | 24,112,000 |
| Total capital | 25,180,000 | 25,262,000 | 25,592,000 | 25,585,000 |
| Risk-weighted assets | 180,217,000 | 180,306,000 | 181,107,000 | 180,385,000 |