Call reports 2008
UNITED MISSISSIPPI BANK — 2008
What UNITED MISSISSIPPI BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 212,080,000 | 215,890,000 | 213,377,000 | 214,686,000 |
| Total loans | 158,458,000 | 161,856,000 | 166,930,000 | 181,035,000 |
| Allowance for loan losses | 1,718,000 | 1,661,000 | 1,608,000 | 1,492,000 |
| Securities available for sale | 15,278,000 | 13,266,000 | 15,968,000 | 13,947,000 |
| Securities held to maturity | 3,291,000 | 2,686,000 | 2,680,000 | 2,599,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,686,000 | 188,633,000 | 185,357,000 | 185,540,000 |
| Interest-bearing deposits | 141,537,000 | 144,337,000 | 145,365,000 | 145,286,000 |
| Noninterest-bearing deposits | 42,150,000 | 44,296,000 | 39,992,000 | 40,254,000 |
| Equity capital | 24,256,000 | 23,720,000 | 24,231,000 | 24,504,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,441,000 | 6,650,000 | 9,823,000 | 12,987,000 |
| Interest expense | 1,103,000 | 2,175,000 | 3,191,000 | 4,141,000 |
| Net interest income | 2,338,000 | 4,475,000 | 6,632,000 | 8,846,000 |
| Noninterest income | 943,000 | 1,849,000 | 2,862,000 | 3,834,000 |
| Noninterest expense | 2,372,000 | 4,774,000 | 7,219,000 | 9,717,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 909,000 | 1,596,000 | 2,321,000 | 3,009,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 909,000 | 1,596,000 | 2,321,000 | 3,009,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,846,000 | 22,696,000 | 23,002,000 | 22,926,000 |
| Total capital | 24,564,000 | 24,357,000 | 24,610,000 | 24,418,000 |
| Risk-weighted assets | 161,292,000 | 163,664,000 | 169,136,000 | 181,488,000 |