Call reports 2007
UNITED MISSISSIPPI BANK — 2007
What UNITED MISSISSIPPI BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 191,410,000 | 199,934,000 | 199,048,000 | 203,025,000 |
| Total loans | 139,439,000 | 149,048,000 | 152,061,000 | 155,689,000 |
| Allowance for loan losses | 1,790,000 | 1,742,000 | 1,480,000 | 1,615,000 |
| Securities available for sale | 19,964,000 | 18,922,000 | 18,637,000 | 17,054,000 |
| Securities held to maturity | 5,668,000 | 5,270,000 | 4,825,000 | 3,650,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,008,000 | 167,192,000 | 170,950,000 | 175,318,000 |
| Interest-bearing deposits | 124,684,000 | 128,748,000 | 133,497,000 | 137,564,000 |
| Noninterest-bearing deposits | 38,324,000 | 38,444,000 | 37,453,000 | 37,755,000 |
| Equity capital | 23,226,000 | 22,874,000 | 23,913,000 | 23,127,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,312,000 | 6,755,000 | 10,352,000 | 13,949,000 |
| Interest expense | 906,000 | 1,865,000 | 2,903,000 | 3,969,000 |
| Net interest income | 2,406,000 | 4,890,000 | 7,449,000 | 9,980,000 |
| Noninterest income | 960,000 | 1,923,000 | 2,857,000 | 3,836,000 |
| Noninterest expense | 2,295,000 | 4,652,000 | 6,999,000 | 9,431,000 |
| Provision for loan losses | 0 | 0 | 0 | 325,000 |
| Pretax income | 1,071,000 | 2,161,000 | 3,307,000 | 4,059,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,071,000 | 2,161,000 | 3,307,000 | 4,059,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,954,000 | 22,092,000 | 22,886,000 | 21,888,000 |
| Total capital | 23,744,000 | 23,834,000 | 24,366,000 | 23,503,000 |
| Risk-weighted assets | 146,288,000 | 155,431,000 | 156,740,000 | 160,120,000 |