Call reports 2006
UNITED MISSISSIPPI BANK — 2006
What UNITED MISSISSIPPI BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 188,468,000 | 185,702,000 | 186,935,000 | 190,786,000 |
| Total loans | 127,730,000 | 130,102,000 | 134,549,000 | 136,595,000 |
| Allowance for loan losses | 1,710,000 | 1,749,000 | 1,538,000 | 1,623,000 |
| Securities available for sale | 18,534,000 | 17,331,000 | 19,005,000 | 18,470,000 |
| Securities held to maturity | 5,916,000 | 5,617,000 | 4,696,000 | 5,678,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,709,000 | 160,832,000 | 159,919,000 | 162,615,000 |
| Interest-bearing deposits | 126,189,000 | 121,607,000 | 120,114,000 | 122,240,000 |
| Noninterest-bearing deposits | 38,520,000 | 39,225,000 | 39,805,000 | 40,375,000 |
| Equity capital | 21,498,000 | 21,299,000 | 21,977,000 | 22,104,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,915,000 | 5,971,000 | 9,216,000 | 12,540,000 |
| Interest expense | 709,000 | 1,472,000 | 2,304,000 | 3,182,000 |
| Net interest income | 2,206,000 | 4,499,000 | 6,912,000 | 9,358,000 |
| Noninterest income | 993,000 | 1,918,000 | 2,853,000 | 3,776,000 |
| Noninterest expense | 2,167,000 | 4,387,000 | 6,650,000 | 9,009,000 |
| Provision for loan losses | 125,000 | 200,000 | 275,000 | 505,000 |
| Pretax income | 907,000 | 1,830,000 | 2,840,000 | 3,620,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 907,000 | 1,830,000 | 2,840,000 | 3,620,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,225,000 | 20,497,000 | 20,755,000 | 20,833,000 |
| Total capital | 21,865,000 | 22,154,000 | 22,293,000 | 22,456,000 |
| Risk-weighted assets | 131,092,000 | 132,479,000 | 139,557,000 | 143,598,000 |