Call reports 2005
UNITED MISSISSIPPI BANK — 2005
What UNITED MISSISSIPPI BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 176,784,000 | 179,282,000 | 184,998,000 | 187,804,000 |
| Total loans | 118,195,000 | 123,401,000 | 125,875,000 | 127,760,000 |
| Allowance for loan losses | 1,626,000 | 1,617,000 | 1,471,000 | 1,623,000 |
| Securities available for sale | 21,927,000 | 20,969,000 | 19,099,000 | 18,351,000 |
| Securities held to maturity | 7,907,000 | 7,627,000 | 6,340,000 | 5,877,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,379,000 | 156,559,000 | 161,113,000 | 165,217,000 |
| Interest-bearing deposits | 121,337,000 | 123,457,000 | 122,215,000 | 126,550,000 |
| Noninterest-bearing deposits | 33,042,000 | 33,102,000 | 38,898,000 | 38,667,000 |
| Equity capital | 20,135,000 | 20,904,000 | 21,528,000 | 20,674,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,365,000 | 4,869,000 | 7,517,000 | 10,368,000 |
| Interest expense | 544,000 | 1,115,000 | 1,729,000 | 2,394,000 |
| Net interest income | 1,821,000 | 3,754,000 | 5,788,000 | 7,974,000 |
| Noninterest income | 984,000 | 1,873,000 | 3,007,000 | 4,052,000 |
| Noninterest expense | 2,036,000 | 4,061,000 | 6,184,000 | 8,497,000 |
| Provision for loan losses | 0 | 0 | 0 | 210,000 |
| Pretax income | 769,000 | 1,566,000 | 2,600,000 | 3,308,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 769,000 | 1,566,000 | 2,600,000 | 3,308,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,407,000 | 18,924,000 | 19,628,000 | 19,269,000 |
| Total capital | 19,922,000 | 20,516,000 | 21,099,000 | 20,892,000 |
| Risk-weighted assets | 121,095,000 | 127,335,000 | 128,045,000 | 131,217,000 |