Call reports 2004
UNITED MISSISSIPPI BANK — 2004
What UNITED MISSISSIPPI BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 178,003,000 | 175,446,000 | 175,427,000 | 177,632,000 |
| Total loans | 111,652,000 | 117,489,000 | 119,680,000 | 121,748,000 |
| Allowance for loan losses | 1,690,000 | 1,652,000 | 1,604,000 | 1,626,000 |
| Securities available for sale | 27,174,000 | 27,667,000 | 26,532,000 | 23,685,000 |
| Securities held to maturity | 8,668,000 | 8,508,000 | 8,035,000 | 8,004,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,894,000 | 155,936,000 | 153,917,000 | 155,885,000 |
| Interest-bearing deposits | 127,016,000 | 124,455,000 | 122,978,000 | 123,663,000 |
| Noninterest-bearing deposits | 30,878,000 | 31,481,000 | 30,939,000 | 32,222,000 |
| Equity capital | 18,530,000 | 18,211,000 | 20,231,000 | 19,997,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,242,000 | 4,463,000 | 6,791,000 | 9,173,000 |
| Interest expense | 512,000 | 1,007,000 | 1,508,000 | 2,029,000 |
| Net interest income | 1,730,000 | 3,456,000 | 5,283,000 | 7,144,000 |
| Noninterest income | 899,000 | 1,733,000 | 2,639,000 | 3,609,000 |
| Noninterest expense | 2,004,000 | 4,028,000 | 6,035,000 | 8,304,000 |
| Provision for loan losses | 8,000 | 17,000 | 25,000 | 33,000 |
| Pretax income | 589,000 | 1,116,000 | 1,834,000 | 2,388,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 589,000 | 1,116,000 | 1,834,000 | 2,388,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,133,000 | 16,641,000 | 18,099,000 | 17,928,000 |
| Total capital | 17,576,000 | 18,097,000 | 19,585,000 | 19,453,000 |
| Risk-weighted assets | 115,158,000 | 116,292,000 | 118,726,000 | 121,861,000 |