Call reports 2003
UNITED MISSISSIPPI BANK — 2003
What UNITED MISSISSIPPI BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 123,587,000 | 124,498,000 | 124,063,000 | 178,381,000 |
| Total loans | 84,598,000 | 86,816,000 | 88,645,000 | 114,612,000 |
| Allowance for loan losses | 750,000 | 743,000 | 746,000 | 1,815,000 |
| Securities available for sale | 14,030,000 | 13,873,000 | 11,889,000 | 29,782,000 |
| Securities held to maturity | 3,441,000 | 3,819,000 | 4,580,000 | 5,894,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,905,000 | 107,180,000 | 106,670,000 | 159,906,000 |
| Interest-bearing deposits | 83,758,000 | 84,695,000 | 72,438,000 | 128,861,000 |
| Noninterest-bearing deposits | 22,147,000 | 22,485,000 | 34,232,000 | 31,045,000 |
| Equity capital | 16,000,000 | 16,165,000 | 16,170,000 | 16,658,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,704,000 | 3,453,000 | 5,141,000 | 7,261,000 |
| Interest expense | 472,000 | 925,000 | 1,340,000 | 1,832,000 |
| Net interest income | 1,232,000 | 2,528,000 | 3,801,000 | 5,429,000 |
| Noninterest income | 776,000 | 1,604,000 | 2,424,000 | 3,288,000 |
| Noninterest expense | 1,507,000 | 2,999,000 | 4,544,000 | 6,562,000 |
| Provision for loan losses | 23,000 | 47,000 | 70,000 | 93,000 |
| Pretax income | 478,000 | 1,135,000 | 1,660,000 | 2,111,000 |
| Income tax | 10,000 | 19,000 | 29,000 | -6,000 |
| Net income | 468,000 | 1,116,000 | 1,631,000 | 2,117,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,910,000 | 15,957,000 | 16,123,000 | 14,451,000 |
| Total capital | 16,660,000 | 16,700,000 | 16,869,000 | 15,965,000 |
| Risk-weighted assets | 88,216,000 | 88,834,000 | 91,400,000 | 120,827,000 |