Call reports 2002
UNITED MISSISSIPPI BANK — 2002
What UNITED MISSISSIPPI BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 115,780,000 | 116,424,000 | 116,443,000 | 116,583,000 |
| Total loans | 80,441,000 | 83,917,000 | 83,021,000 | 83,518,000 |
| Allowance for loan losses | 796,000 | 790,000 | 804,000 | 806,000 |
| Securities available for sale | 11,991,000 | 13,059,000 | 10,813,000 | 10,990,000 |
| Securities held to maturity | 1,075,000 | 2,222,000 | 2,220,000 | 3,506,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,655,000 | 99,777,000 | 99,320,000 | 99,583,000 |
| Interest-bearing deposits | 79,129,000 | 79,543,000 | 79,776,000 | 79,540,000 |
| Noninterest-bearing deposits | 20,526,000 | 20,234,000 | 19,544,000 | 20,043,000 |
| Equity capital | 15,059,000 | 15,533,000 | 15,985,000 | 15,597,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,817,000 | 3,678,000 | 5,527,000 | 7,300,000 |
| Interest expense | 601,000 | 1,180,000 | 1,733,000 | 2,249,000 |
| Net interest income | 1,216,000 | 2,498,000 | 3,794,000 | 5,051,000 |
| Noninterest income | 773,000 | 1,581,000 | 2,367,000 | 3,154,000 |
| Noninterest expense | 1,319,000 | 2,762,000 | 4,205,000 | 5,765,000 |
| Provision for loan losses | 23,000 | 47,000 | 70,000 | 93,000 |
| Pretax income | 647,000 | 1,270,000 | 1,907,000 | 2,368,000 |
| Income tax | 8,000 | 18,000 | 27,000 | 36,000 |
| Net income | 639,000 | 1,252,000 | 1,880,000 | 2,332,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,169,000 | 15,497,000 | 15,839,000 | 15,442,000 |
| Total capital | 15,965,000 | 16,287,000 | 16,643,000 | 16,248,000 |
| Risk-weighted assets | 83,595,000 | 85,322,000 | 84,042,000 | 87,001,000 |