Call reports 2001
UNITED MISSISSIPPI BANK — 2001
What UNITED MISSISSIPPI BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 111,121,000 | 113,152,000 | 114,388,000 | 114,969,000 |
| Total loans | 77,336,000 | 77,018,000 | 78,512,000 | 80,512,000 |
| Allowance for loan losses | 826,000 | 799,000 | 812,000 | 775,000 |
| Securities available for sale | 3,924,000 | 12,127,000 | 10,157,000 | 9,276,000 |
| Securities held to maturity | 1,955,000 | 1,393,000 | 2,054,000 | 1,502,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,610,000 | 96,759,000 | 98,090,000 | 99,002,000 |
| Interest-bearing deposits | 75,005,000 | 77,857,000 | 79,033,000 | 79,139,000 |
| Noninterest-bearing deposits | 20,605,000 | 18,902,000 | 19,057,000 | 19,863,000 |
| Equity capital | 14,904,000 | 14,941,000 | 15,110,000 | 14,900,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,131,000 | 4,298,000 | 6,406,000 | 8,469,000 |
| Interest expense | 737,000 | 1,560,000 | 2,351,000 | 3,013,000 |
| Net interest income | 1,394,000 | 2,738,000 | 4,055,000 | 5,456,000 |
| Noninterest income | 588,000 | 1,199,000 | 1,788,000 | 2,406,000 |
| Noninterest expense | 1,283,000 | 2,595,000 | 3,920,000 | 5,496,000 |
| Provision for loan losses | 23,000 | 47,000 | 70,000 | 93,000 |
| Pretax income | 676,000 | 1,304,000 | 1,862,000 | 2,282,000 |
| Income tax | 35,000 | 44,000 | 61,000 | 62,000 |
| Net income | 641,000 | 1,260,000 | 1,801,000 | 2,220,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,864,000 | 14,905,000 | 14,995,000 | 14,815,000 |
| Total capital | 15,690,000 | 15,704,000 | 15,807,000 | 15,590,000 |
| Risk-weighted assets | 79,180,000 | 80,881,000 | 82,655,000 | 83,937,000 |